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Navigating Your Financial Future

to help you reach your financial goals.


Are you retirement ready? ➠     

Looking for Travel Insurance? ➠

Our mission is to help clients navigate their way through the complexities of an ever-changing financial world.


Helping you achieve financial freedom

When it comes to your financial future, the decisions you make today can change the course of your life.


Choosing the right financial strategy, considering long-term care, preparing for retirement and navigating these complex matters can quickly become overwhelming.  Our process provides you with easy-to-understand recommendations so you can make financial decisions with confidence - and we will help you implement them every step of the way.


About Us

We pride ourselves in offering sound, honest, financial advice based on education, knowledge and experience.

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Services & Solutions

Whatever your stage in life, we can help you feel financially assured with a variety of financial products and services to meet your specific needs.

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Client Resources

Your financial life doesn’t have to be complicated. Bookmark this helpful page for your one-stop-shop for your financial tools and Resources.

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“An investment in knowledge pays the best interest.”

--Benjamin Franklin

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EXPERT FINANCIAL ADVICE

You Can Trust

Commitment to Value

Our actions are driven by trust, reliability, empathy, prudence, and innovation. We are committed to contributing positively to the quality of our clients’ lives, and their financial future. With respect and confidentiality, we will give priority to your goals and concerns and work exclusively for your benefit.

Contact us today to get started   Refer a friend or Family Member



Life is busy enough.

Let us help you meet your financial goals!

Ron Snow, CFP Photo

Ron Snow, CFP

Financial Advisor |  MANULIFE WEALTH INC
Ron Snow Financial Group 
Life Insurance Advisor |  Manulife Wealth Insurance Services Inc.

  

With a designation as an independent Certified Financial Planner, Ron deals with people from all walks of life and financial profiles. His client base includes young and old, individuals and families, business owners and professionals, those who have created their wealth and those who want to create it. Ron is prepared to work with any person who is serious about planning for their financial future and willing to commit to a plan.

Ron began in the financial industry over 40 years ago and brings a wealth of financial knowledge to each situation he encounters. He prides himself in dedicating the time required to make sure that each client is given the individual treatment that they deserve.

His goal is simple...to help you reach your financial goals.



We strive to exceed your expectations every day.

While our efforts will be focused on helping you achieve your objectives, our ultimate goal is for you to surpass them. After all, you’re investing time, money and energy into working with us, and we want to make sure you’re getting maximum value out of our relationship. Throughout our time together, we’ll be constantly looking for new ways to get you closer to where you want to be.


6-step Financial Strategy Process

STEP 1: Establishing and defining the client-advisor relationship

We explain or document the services to be provided and define the responsibilities along with the responsibilities of the client. The advisor and client should agree on how long the relationship will last and on how decisions will be made.

STEP 2: Gathering client data and determining goals and expectations

We will ask about your financial situation, personal and financial goals and attitude about risk. We then gather all necessary documents at this stage before giving you any sound advice.

STEP 3: Analyzing and evaluating the client's financial status

We analyze the information to assess your current situation to determine what must be done to achieve your goals. Depending on the services requested, this assessment could include analyzing your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.

STEP 4: Developing and presenting the financial strategy recommendations and/or alternatives

We will offer educated recommendations that address your goals, based on the information you have provided. We review our professional recommendations with you to allow you to make the best informed decisions. We listen to your concerns and considerations, and revise our recommendations as appropriate.

STEP 5: Implementing the financial strategy recommendations

We work with you to agree upon how each recommendation should be carried out. Together, we may choose to have us carry out the recommendations for you or serve as a "coach", coordinating the process with you and other professionals such as attorneys or stockbrokers.

STEP 6: Monitoring the financial strategy recommendations

Together we will agree upon who, and how, we will monitor your progress towards your financial goals. We report to you periodically to review the financial situation and adjust any recommendations as needed. As our client, we will always keep you informed and knowledgeable when it comes to your financial strategy and situation.

Services & Solutions

IT ALL STARTS WITH A PLAN

The Value of Advice

Your financial world is constantly changing and understanding how or if it affects you can be overwhelming. That’s why the value of financial advice is more important now than ever before. We aim to help simplify your goals, giving you added confidence in your financial decisions – now and in the future.

We can help you discover the importance of a sound financial plan and create a roadmap to help you achieve your goals.

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Insurance Solutions

Insurance Solutions

It’s not what we have in life, but who we have that matters. With the right Insurance solutions, you can protect the people you care about most with easy-to-understand options that offer peace of mind. We can provide educated advice and expertise for solutions tailored to your needs, including:

Investment Solutions

Whether you’re investing for the first time, saving for the future or embarking on retirement, we can help you enjoy today while you prepare for tomorrow. Save, Invest and grow your wealth with strategies based on your unique priorities. We can provide educated advice and expertise in solutions such as:

  • Registered retirement plans (RRSP, RRIF)
  • Locked-in retirement account (LIRA)
  • Registered education savings plan (RESP)
  • Tax-free savings account (TFSA)
  • Investor profiling
  • Risk tolerance analysis

Investment Solutions

Estate Planning

Estate Planning

By planning for tomorrow today, you can retain more of your assets, protect your estate and leave a legacy for your family or loved ones. Depending on your unique situation, there are different ways to achieve your estate planning goals, including business succession, wills, beneficiary designations, powers of attorney, insurance, trusts, tax strategies, and charitable gifts.

  • Transferring wealth across generations  
  • Minimize probate & estate taxes on transfer of wealth
  • Estate bind
  • Inheritance

TRY THESE ESTATE PLANNING RESOURCES

Planning for Retirement 

To enjoy your retirement, you’ll need a steady source of income and a plan uniquely tailored to you. We'll help you understand where your money will come from and when you’ll be able to access it, so you can gain confidence in your future income stream. Whether your focus is travel, leisure, or reaching new goals, there’s one factor that plays a role in every successful retirement — good planning.

  • Comprehensive retirement planning
  • Goal setting and asset allocation
  • Retirement income projection
  • Pension, CPP and OAS analysis
  • RIFs and annuities

CONTACT US TO GET STARTED TODAY!

Planning for Retirement

Group and Business Solutions

Group and Business Solutions

Find simple, cost effective and tax efficient plans to attract and retain the best talent. Stay competitive as an employer and keep your plan members engaged by helping manage their health and wellness. Whether you are a small or large business, we will meet with you to assess your needs and explain your options, some of these could include:

  • Group benefits & Group retirement
  • Group pension
  • Competitive employee benefits
  • Business and key-person insurance
  • Business risk management, income and tax analysis
  • Corporation/Holding Company investment mgmt.

Banking Solutions 

Banking today is about instant access – whether you’re paying with a tap, transferring money, or depositing a cheque or looking for mortgage options. In a fast-paced world, you need your bank to keep up. Manulife Bank has flexible products that fit seamlessly into your day and help you achieve your financial goals.

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Banking Solutions

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Getting Started is Easy

Have a question? Interested in learning more?

Simply fill out the form below, email direct or call today to schedule a time to talk.

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